Ideal Pay
Your identity is your wallet
Tap, scan, or share to pay. Connected to your Ideal.Bio, your Ideal Cards, and every Ideal Code. One wallet for the connected world.
Ideal Pay
Scan to Pay
Activity
How it works
Tap to Pay
Any Ideal Card is a payment card. Tap your phone at any Ideal POS to pay instantly.
Scan to Buy
See a product with an Ideal Code? Scan it, buy it, done. Works at any market stall or store.
Identity = Wallet
Your Ideal.Bio IS your payment profile. Accept tips, sell products, get paid -- all from your bio link.
Multi-Currency
Naira, Dollars, Euros, M-Pesa -- hold and send in any currency. Auto-convert at the best rates.
Every transaction is verified
Anti-fraud
AI-powered transaction monitoring catches suspicious activity before it reaches you.
Biometric
Face ID and fingerprint verification for every payment. Your face is your password.
Encrypted
End-to-end encryption on all data. Your financial information never leaves your device unprotected.